SMSF setup hub
SMSF setup guide: every page in one place
By easySMSF, SMSF Specialist Team · Updated
There are three things you decide when you set up a Self-Managed Super Fund: who the members and trustees are, whether you use a corporate or individual trustee, and which assets the fund will hold. Every other decision flows from those three. This hub links every easySMSF setup-related page so you can read in whatever order suits you.
New FY kickoff — 50% off SMSF setup (limited time)
Limited-time new financial year offer — 50% off Individual and Corporate Trustee setup fees. Ends midnight AEST, 30 September 2026.
The setup conversation, in order
Most new members start with the 'what' and 'why' — what an SMSF actually is and whether it's a better fit than an industry fund for your balance and situation. From there, the question becomes the trustee structure (corporate trustee is recommended for almost every new fund) and what assets you want the fund to hold.
Once those three decisions are made, the rest is mechanical — trust deed, ATO and ASIC registrations, bank account, Electronic Service Address, and rollovers from existing funds. easySMSF runs the entire process online for a fixed one-off fee, with the New FY Special currently giving 50% off both setup tiers.
- Individual trustee setup: $449.50 (New FY Special, normally $899)
- Corporate trustee setup: $849.50 (New FY Special, normally $1,699)
- Fully online — no paperwork, no in-person signing
- Ready to receive rollovers in 3–7 business days
- Audit and ongoing admin on a single fixed monthly fee thereafter
Start here
If you've never run an SMSF before, these are the four pages to read in order.
- What is an SMSF?Plain-English explanation of how SMSFs work and who they suit.
- Benefits of an SMSFControl, cost-at-scale, investment choice and tax planning.
- How to set up an SMSFThe six steps from trustee choice to first rollover.
- SMSF setup costsWhat setup actually costs in 2026 — itemised, no surprises.
Structure decisions
The two structural choices that shape your fund for life.
Setup cost by state
State-specific setup pricing pages with the same fixed easySMSF fee.
Setup by member profile
How the setup conversation typically goes depending on your situation.
- Doctors & medical professionalsService-entity, salary-packaging and SMSF interaction.
- Contractors & sole tradersPersonal deductible contributions and the $30k cap.
- Business ownersHolding business real property in the SMSF.
- Australian expatsResidency rules and the 'central management and control' test.
- CouplesJoint SMSF, contribution splitting and spouse contributions.
- RetireesDrawing pensions, the 0% pension-phase tax rate.
- Property investorsDirect property + LRBA inside the SMSF.
General advice warning
Figures shown are illustrative only and based on the inputs and assumptions you provide. They are general information, not personal financial product advice. Consider your objectives, financial situation and needs, and seek personal advice from a licensed financial adviser before acting. easySMSF does not hold an Australian Financial Services Licence (AFSL).