SMSF setup — New South Wales
SMSF setup in Sydney & NSW: fixed-fee, paperless, ATO-ready in ~10 days
The legislation is federal, but the practitioners aren't. This is what NSW trustees — from Sydney's CBD to Newcastle, Wollongong, the Central Coast and regional NSW — actually pay to establish an SMSF, and where Revenue NSW land tax sneaks into property-buying funds.
New FY kickoff — 50% off SMSF setup (limited time)
Limited-time new financial year offer — 50% off Individual and Corporate Trustee setup fees. Ends midnight AEST, 31 July 2026.
What a Sydney or regional NSW trustee pays to establish an SMSF
SMSF establishment is governed by federal legislation, so there is no New South Wales stamp duty on the SMSF deed itself. The two cost levers are (1) individual vs corporate trustee, and (2) whether you need bare-trust documentation for an LRBA property purchase.
For most Sydney trustees, the corporate trustee path is the better long-term choice — cleaner asset separation, easier member changes, and lower personal penalty exposure if the ATO ever issues a penalty.
- Trust deed and product disclosure statement
- ATO registrations: TFN, ABN, GST election
- ASIC corporate trustee registration (optional)
- Investment strategy tailored to the members
- SMSF bank account assistance (Macquarie, ANZ, CBA, NAB, Westpac)
- Digital trustee declarations — no printing or in-person meetings