SMSF setup — Victoria
SMSF setup in Melbourne & Victoria: a flat fee with the audit included
Victorian trustees — from Melbourne's inner suburbs to Geelong, Ballarat, Bendigo and regional VIC — pay the same federal-level setup costs as the rest of Australia. The Victoria-specific cost lever is the SRO Victoria land tax on SMSF-owned property, which we walk through below.
New FY kickoff — 50% off SMSF setup (limited time)
Limited-time new financial year offer — 50% off Individual and Corporate Trustee setup fees. Ends midnight AEST, 31 July 2026.
What a Melbourne or regional Victorian trustee pays to establish an SMSF
SMSF establishment is governed by federal legislation, so there is no Victoria stamp duty on the SMSF deed itself. The two cost levers are (1) individual vs corporate trustee, and (2) whether you need bare-trust documentation for an LRBA property purchase.
For most Melbourne trustees, the corporate trustee path is the better long-term choice — cleaner asset separation, easier member changes, and lower personal penalty exposure if the ATO ever issues a penalty.
- Trust deed and product disclosure statement
- ATO registrations: TFN, ABN, GST election
- ASIC corporate trustee registration (optional)
- Investment strategy tailored to the members
- SMSF bank account assistance (Macquarie, ANZ, CBA, NAB, Westpac)
- Digital trustee declarations — no printing or in-person meetings