SMSF management hub
SMSF management: the complete guide
By Tim Roff, Founder & SMSF Specialist · Updated
Running a Self-Managed Super Fund well comes down to four things — keeping fees low, staying compliant with the SIS Act, holding the right mix of investments for your goals, and lodging everything the ATO needs on time. This hub links every easySMSF guide on those topics in one place.
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What SMSF management actually involves
Each financial year your fund must keep accurate records, document an investment strategy that's been reviewed at least annually, be independently audited by a registered SMSF auditor, and lodge its SMSF Annual Return with the ATO. If members are in retirement phase, you'll also lodge a Transfer Balance Account Report (TBAR) whenever a pension starts, stops or is commuted.
easySMSF handles all of that on a fixed monthly fee. You stay in control of investment decisions; we keep the back-office, the audit and the ATO lodgements running on time. Use the links below to dive into any single topic.
- Annual independent audit by a registered SMSF auditor (mandatory)
- SMSF Annual Return lodged with the ATO each year
- Investment Strategy reviewed and signed at least annually (reg 4.09)
- TBAR lodgements when retirement-phase pensions start, stop or are commuted
- Records kept for 5–10 years depending on document type
Costs & fees
What an SMSF actually costs each year and how easySMSF's fixed pricing compares to percentage-based industry funds.
Compliance & regulation
Trustee duties, ATO complying status, breach rectification and the audit cycle.
Investing inside an SMSF
What you can hold, related-party rules and the strategy document every fund must review each year.
- SMSF investment optionsAllowed assets, sole purpose test and a side-by-side comparison.
- Investment strategy templateFree downloadable template that satisfies reg 4.09.
- SMSF property investingDirect property, business real property and LRBA basics.
- SMSF and cryptoHolding cryptocurrency in your SMSF — rules and exchange options.
Pensions, contributions & reporting
Drawing down, accepting contributions and the two reports every SMSF must lodge.
- Accessing super after 60TRIS, lump sums and the 4–14% minimum drawdown by age.
- 2025–26 contribution capsConcessional, non-concessional and carry-forward limits.
- Non-concessional contributionsBring-forward rules, the $1.9m TBA cap and worked examples.
- TBAR explainedWhen SMSFs must lodge a Transfer Balance Account Report.
- SuperStream for SMSFsESA registration so your fund can receive contributions and rollovers.