Contributions & rollovers
SuperStream for SMSFs
By easySMSF, SMSF Specialist Team · Updated
SuperStream is the electronic standard that moves super contributions and rollovers between employers, super funds and your SMSF. Without it, your employer cannot pay you and other funds cannot roll money over.
New FY kickoff — 50% off SMSF setup (limited time)
Limited-time new financial year offer — 50% off Individual and Corporate Trustee setup fees. Ends midnight AEST, 30 September 2026.
SuperStream-ready checklist
1. Fund has an ABN registered with the ATO and 'complying' status on Super Fund Lookup.
2. SMSF bank account opened in the fund's exact name (trustee names match the deed).
3. ESA selected and registered against the fund's ABN with the ATO.
4. Member TFNs recorded inside the fund and shared with employers on a Choice of Super Fund form.
5. Bank account, ABN and ESA details given to each employer (use the ATO's 'Choice' form, section B).
6. For rollovers from other funds: initiate via myGov → ATO → Super → 'Transfer super', or have your SMSF administrator request it on your behalf.
- Mandatory for every SMSF receiving employer contributions or rollovers.
- Requires an ESA (Electronic Service Address), ABN and matching bank account.
- Employer contributions and rollovers settle in 3–7 business days when details match.
- easySMSF provides an ESA and registers your fund with the ATO at setup — included in the fee.
- Mismatched ABN / bank / ESA details are the #1 cause of failed contributions and rollovers.
Frequently asked questions
General advice warning
Figures shown are illustrative only and based on the inputs and assumptions you provide. They are general information, not personal financial product advice. Consider your objectives, financial situation and needs, and seek personal advice from a licensed financial adviser before acting. easySMSF does not hold an Australian Financial Services Licence (AFSL).