SMSF cost calculator

SMSF calculator — work out what your fund really costs

Compare a fixed-fee easySMSF fund against percentage-based super fees. Enter your balance to see setup costs, annual administration and the audit that's already included.

Setup (individual trustees)
$449.50

New FY Special — 50% off · normally $899

Setup (corporate trustee)
$849.50

Plus the $636 ASIC company fee, payable to ASIC

Ongoing administration
$139/mo

Audit included

easySMSF is a private Australian firm and is not a government agency, and is not affiliated with or endorsed by the ATO, ABR or ASIC. Our fees are for optional professional services — preparing your fund documentation and lodging applications on your behalf as your appointed agent. They are not a government fee. You can apply for an ABN, TFN and registration as a regulated super fund yourself, free of charge, at ato.gov.au and abr.gov.au, and register a company yourself at ASIC's published fee via asic.gov.au. Government charges are shown separately and passed on at cost. Full disclosure.

Ready in days Fixed fee, no % of balance Audit included

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What's included

  • Fixed setup fee — individual or corporate trustee
  • Fixed monthly administration with the independent audit included
  • No percentage-of-balance fees as your fund grows
  • ASIC company fee shown separately and payable to ASIC ($636)
  • Compare against your current APRA fund's percentage fees
  • No account needed to use the calculator or get a quote

SMSF management cost calculator

Estimate your annual SMSF running costs vs your current fund. General information only — not personal advice.

$450,000
2 members
1.00%

Industry / retail funds are typically 0.8–1.2% all-in.

Base admin: $139/mo for a 1-member non-property fund. Loadings (+$20/extra member, +$40 LRBA) are calculator-only modelling.

easySMSF — estimated annual cost

$2,234

$159/mo admin + audit included

Admin & audit (annual)$1,908
ASIC annual review$67
ATO supervisory levy$259
Your existing fund (1.00%)$4,500

Estimated annual saving

$2,266

Indicative only. Excludes optional services (LRBA setup, actuarial certificates, in-specie transfers).

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General advice warning

Figures shown are illustrative only and based on the inputs and assumptions you provide. They are general information, not personal financial product advice. Consider your objectives, financial situation and needs, and seek personal advice from a licensed financial adviser before acting. easySMSF does not hold an Australian Financial Services Licence (AFSL).

Frequently asked questions

What does the SMSF calculator include?
It compares the fixed easySMSF setup and ongoing administration fees against a percentage-based fee on your current super balance, so you can see the crossover point where an SMSF costs less.
Are there extra costs beyond the fees shown?
The ASIC corporate trustee registration fee ($636) and the ATO SMSF supervisory levy are government charges paid at cost. Everything else is covered by the fixed setup fee and monthly administration.
Is the annual audit extra?
No. The independent annual audit is included in the fixed monthly administration fee.

General advice warning

Figures shown are illustrative only and based on the inputs and assumptions you provide. They are general information, not personal financial product advice. Consider your objectives, financial situation and needs, and seek personal advice from a licensed financial adviser before acting. easySMSF does not hold an Australian Financial Services Licence (AFSL).

easySMSF is a private Australian firm and is not a government agency, and is not affiliated with or endorsed by the ATO, ABR or ASIC. Our fees are for optional professional services — preparing your fund documentation and lodging applications on your behalf as your appointed agent. They are not a government fee. You can apply for an ABN, TFN and registration as a regulated super fund yourself, free of charge, at ato.gov.au and abr.gov.au, and register a company yourself at ASIC's published fee via asic.gov.au. Government charges are shown separately and passed on at cost. Full disclosure.