Retirement hub

Running an SMSF in retirement

How to run an SMSF in retirement — starting an account-based pension, minimum pension drawdowns, the transfer balance cap, and death benefit nominations.

Starting a pension

Moving your SMSF from accumulation to pension phase, and how the transfer balance cap works.

SMSF pension phase explained

Account-based pensions, the $1.9m transfer balance cap and tax-free earnings.

Accessing super after 60

Retirement, condition of release and the tax-free path to your super.

Drawing income

The minimum amount you must draw each year, and how to plan around it.

Minimum pension drawdown rates

Age-based minimums (4%–14%) and what happens if you miss them.

TBAR for pensions

When and how to report pension events to the ATO.

Estate planning

Death benefits, binding nominations and how super passes to your beneficiaries.

SMSF death benefits guide

Binding vs non-binding nominations, dependant rules and 17% tax on adult children.